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Home » Home Improvement » Own Your Spanish Home

Own Your Spanish Home

by Steve West
June 4, 2022
in Home Improvement
Spanish Home

Have you ever fantasized about Spanish property for sale and owning a property on the Costa del Sol? Marbella has a high rate of homeownership, with over 80% of inhabitants owning their own home, many of them without a mortgage.

The procedures for purchasing a home are not always straightforward. Furthermore, you need to know what taxes and fees you will be responsible for when purchasing the property.

The short guide below is for you whether you’re searching for a home on the coast or in a big metropolis like Madrid or Barcelona.

Table of Contents

  • 1. Prerequisites for purchasing a home in Marbella
  • 2. Search for Your Dream Property
  • 3. Reserve the Property
  • 4. Payment

1. Prerequisites for purchasing a home in Marbella

In legal terms, the NIE (Number of Foreigner Identification) is all you need when buying a home in Marbella as a foreigner. This number is required for each transaction in Marbella and is unique to each individual.

You must have it before signing the deed since it must appear on any documents you sign or receive in Marbella. The NIE is not difficult to get, but it does take time.

2. Search for Your Dream Property

If you’re confident enough, you may look for a home on your own using sites like IMMOABROAD on this page Spanish properties for sale. When shopping for a home, you should ensure that the advertisements you encounter are not frauds. Keep the following rules in mind:

  • The credentials of the attorneys or real estate agents involved in the transaction
  • According to the land register, there is necessary planning approval (Registro de la Propiedad).
  • On the property, there are no outstanding debts.
  • The property’s structure is sound (either a surveyor or an architect can do this).

3. Reserve the Property

A reservation agreement is when a buyer pays a fee and reserves the right to buy a property in Marbella for a certain period of time (the reservation term). The builder or developer guarantees that the property will not be sold to another party during the reserve period.

4. Payment

Pay all required taxes and notify the Land Registry of the changes.

Steve West

Steve West

Hi! I am Steve West, a writer. I wrote many best articles for many websites and many platforms. My aim is to share knowledge with people. You can read my articles to know more about life, social tips, automobiles, or any other you are interested in.

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