More people than ever are taking to bicycles as a primary means of transportation. Unfortunately, the infrastructure in the city of Indianapolis has not kept up with this trend. Bicyclists must share the road with motorists. As long as everyone obeys traffic laws and follows the rules of the road, the chances of an accident are low. But this is rarely the case.
Most bicyclists understand how exposed and vulnerable. They have little protection and are no match for the force and power of even the smallest automobile. If you make a point of signalling when you are getting ready to turn and never making any sudden moves in front of a car, if you also wear reflective gear at night and do your utmost to stay to the side of the road, then you have done all that is expected of you as a bicyclist.
Unfortunately, not every motorist is as conscientious and safe. In fact, some motorists pay no heed to bicyclists and operate their vehicles in ways that are unsafe and reckless. If such a person has caused an accident in which you were injured, then you should explore your legal options.
Their Insurance Company is Not on Your Side
A claims adjuster from the motorist’s insurance company will be sent to investigate the accident. Even if they acknowledge that their driver was at fault, it does not follow that they will offer payment that is fair and just. They are not working in your interest; they are working in the interest of the company’s shareholders. You should accept no settlement that has not been reviewed by an attorney. Nor should you sign any document until you have had your lawyer look at it.
Looking After Your Interests
While you recover from your injuries, you will need to deal with these legal issues. That is why one of the first things you should do after the accident is hire an attorney. Your lawyer will walk through the events of that terrible day with you. They will also listen carefully as you explain the pain and suffering that resulted from the accident.
The Cost of a Bicycle Accident
If you as a bicyclist had a collision with a car, you will inevitably sustain injuries. Even the most minor accident will produce a few scrapes and bruises. If the accident was more severe, if you took on the full impact of a speeding motor vehicle, then you will probably need to stay in the hospital for some time. You will also face the expense of undergoing physical rehabilitation and prescription drugs for the pain. This can all add up after a while and, with no money coming in, leave you in a lurch.
Your lawyer will gather the evidence necessary to prove the severity of your injuries and the extreme recklessness of the person who hit you. The case may not go to trial. The insurance company may decide it is better to settle than risk a jury verdict.
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